There are basically 2 types if bankruptcy cases in which individuals and married couples may use to achieve
their goal of financial Freedom:
Bankruptcy stops collections. Bankruptcy stops bill collectors. Bankruptcy stops foreclosures.
Bankruptcy stops judgments and garnishments. Bankruptcy saves homes. Bankruptcy saves your sanity. Bankruptcy gives you peace
A Chapter 7 which is often called a Straight Discharge or "Fresh Start Bankruptcy" because it wipes out all
your unsecured debts and even secured debts like mortgages and car notes unless you choose to keep those secured items. And,
if you do choose to keep those items, you’ll only have to continue to pay those notes because all of your other debts
are DISCHARGED. This means they are Wiped Out and Forgiven! Sometimes folks have gotten so far behind on their house notes
and/or their property has dropped in value to where they are so far behind and their property is worth so much less than the
mortgage balance that they just want to get out from under the mortgage note without having a judgment against them for the
negative or "deficit" balance owed after the foreclosure when the house sells for less than the note owed on the mortgage.
This is where the Chapter 7 wipes everything out - and, You Get a "FRESH START"!
Bankruptcy wipes out you debts. Bankruptcy can restructure your finances. Bankruptcy was put
into our laws by our founding father’s. Bankruptcy can help you. Bankruptcy is the best alternative to debts. Bankruptcy
wipes out credit card debts. Don’t consolidated debt. Wipe out debt. with a bankruptcy. Be debt free. Do a bankruptcy
today to be debt free tomorrow. Bankruptcy can help you.
Or, a Chapter 13, which is a restructuring of your debts to give you time to catch up on some of the secured
items that you may have fallen behind on, but, which you still wish to keep - like your home or car. And, in this type case,
your payments are applied in such a way that they catch up the amounts you’re behind on and only what’s left is
spread over your unsecured debts so that by the time your Chapter 13 Plan ends your secured items are up to date and whatever
balance remains on the unsecured debts gets DISCHARGED - Wiped Out and Forgiven! REMEMBER: We're here to Help!